Privacy Policy

Last updated: January 2025

1. Introduction

PhospherAI ("we", "us", "our") is committed to protecting the privacy of visitors and clients. This Privacy Policy explains what personal data we collect, why we collect it, and how we handle it when you use our website and services.

2. Changes

This Policy may be modified periodically. The current edition will be posted here consistently with a revision date.

3. International Transfers

Where personal data is transferred outside your jurisdiction, we ensure appropriate safeguards are in place, including standard contractual clauses.

4. Sharing and Disclosure

We may share personal data with regulated payment providers, KYC/AML verification partners, cloud infrastructure providers, professional advisors, and competent authorities where required by law. We do not sell personal data.

5. Cookies

We use essential and analytical cookies to operate the site and understand usage. You can manage cookies through your browser settings.

6. Your Rights

Where permitted by law, you may seek to access, amend, erase, limit or transfer your personal data, and you may decline certain types of processing. To assert any of these rights, reach out using the contact details provided herein.

7. Security

We apply administrative, technical and physical safeguards designed to protect personal data against unauthorised access, disclosure, alteration or destruction. No system is perfectly secure, and we cannot guarantee absolute security.

8. How We Use Your Data

• To verify identity and comply with regulatory obligations.
• To provide, maintain and improve our platform and services.
• To process payments and detect fraudulent activity.
• For correspondence with you regarding your membership, service notifications and assistance inquiries.
• For delivery of promotional content where you have given permission (you may withdraw at any time).

9. Legal Basis

Your personal data is processed pursuant to one or more valid legal grounds: fulfillment of an agreement, adherence to legal mandates, our business interests, or your authorization.

10. Information We Collect

• Identity data - name, date of birth, government-issued identification for onboarding and KYC/AML compliance.
• Contact data - email address, phone number, postal address.
• Financial data - payment details, transaction history, source-of-funds information.
• Technical data - Browser version, IP address, device identification numbers, tracking pixels and user behavior data.

11. Data Retention

Personal data will be kept for the duration required to deliver services and meet legal, statutory and bookkeeping obligations - ordinarily no fewer than five years following account termination.

12. Contact

For privacy questions or to exercise your rights, contact the PhospherAI Data Protection team via our contact page.

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