Terms of Use

Last updated: January 2025

1. Acceptance of Terms

By accessing or using the PhospherAI website and services, you agree to be bound by these Terms of Use. If you do not agree, do not use the services.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) and legally capable of entering into a binding contract. Services are not offered to residents of restricted jurisdictions where such offering would be unlawful.

3. Indemnity

You agree to indemnify and hold harmless PhospherAI, its affiliates and personnel from any claim or demand arising from your breach of these Terms or your misuse of the services.

4. Disclaimers

The services are provided "as is" and "as available" without warranties of any kind. Trading involves substantial risk of loss. See our Risk Disclosure for details.

5. Fees

Applicable fees, spreads and commissions are disclosed within the platform or in the applicable fee schedule. You are responsible for any taxes arising from your activities.

6. Account Registration

During registration, you must furnish truthful, up-to-date and comprehensive information and ensure such information remains current at all times. You bear full responsibility for keeping your login credentials secure and for all transactions and activities conducted via your account.

7. Intellectual Property

All proprietary content, brand identifiers, applications and assets present on the website are owned by PhospherAI or its partners and are safeguarded under relevant intellectual property statutes. You receive a restricted, non-transferable, terminable permission to access the services in accordance with their designated function.

8. Limitation of Liability

To the maximum extent permitted by law, PhospherAI shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, arising out of your use of the services.

9. Changes

These Terms may be modified at our discretion from time to time. Your further access to the services following any modification indicates your approval of the modified Terms.

10. Governing Law

These Terms are governed by the laws applicable at the seat of PhospherAI, without regard to conflict-of-law principles.

11. Prohibited Conduct

• Utilizing the services for money laundering, financing of terrorism, price manipulation or any unlawful activity.
• Impersonating another person or providing false identity information.
• Seeking to disrupt, undermine or disassemble any component of the system.
• Using automated tools to access the services other than as expressly permitted.

12. Third-Party Services

The platform may include connections to or partnerships with external third-party platforms. We disclaim responsibility for these external services including their accessibility, reliability or substance.

13. Suspension & Termination

We may suspend or terminate access to the services at any time, with or without notice, if we believe you have violated these Terms or applicable law.

14. Services

PhospherAI supplies technological platforms and learning materials pertaining to internet-based investment activities. We do not serve as your investment consultant. No material presented on this website should be construed as tailored investment counsel, tax guidance or an invitation to purchase or dispose of any securities.

15. Contact

Inquiries concerning these Terms should be directed via the contact form on our website.

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